Insider Activity at Ameriprise Financial: What the Latest Deals Signal
Current Deal Overview On January 27, 2026, Gerard P. Smyth, EVP and CIO, completed a mixed transaction: a buy of 2,887 shares at no cost (likely a block‑purchase or grant) followed by a sale of 1,115 shares at $498.33, leaving him with 11,811 shares. The buy was executed at the day’s closing price of $521.36, while the sale occurred at a slightly discounted rate, reflecting a typical “sell‑under‑market” pattern. This activity coincides with a broader spike in social‑media buzz (≈460 % above average) and a positive sentiment score (+49), suggesting that analysts and retail traders are watching insider moves more closely than usual.
Implications for Investors Smyth’s net purchase of roughly 1,772 shares signals a confidence boost. For a senior executive who manages the firm’s investment strategy, adding shares during a week of modest quarterly growth (+2.62 % weekly) can be interpreted as a vote of confidence in the company’s long‑term prospects. However, the simultaneous sale of 1,115 shares—roughly 9.4 % of his holdings—may raise questions about liquidity needs or portfolio rebalancing. Given Ameriprise’s current market cap ($47 billion) and a P/E of 13.57, the stock sits on the lower end of valuation multiples for the financial‑planning sector, providing room for upside if the company can sustain its earnings momentum.
What the Pattern Says About the Company’s Future When insiders trade in the same week, it often reflects internal expectations about earnings releases or strategic shifts. The recent earnings report hinted at modest revenue growth but cautious guidance; insiders buying at the close while selling at the market price suggests they believe the market undervalues the stock during volatile periods. If the company continues to deliver adjusted EPS above forecasts and maintains its dividend policy, the stock could benefit from a broader rally in the wealth‑planning niche. Conversely, a misstep in the competitive landscape could erode the confidence that drives these insider purchases.
Gerard P. Smyth: A Transaction Profile Smyth’s trading history over the past month shows a pattern of incremental buying punctuated by periodic selling. In late January, he sold 114 shares at $500.53 and 97 shares at $498.33, reducing his stake from 9,021 to 8,924 shares. The most recent transaction brings him back to 11,811 shares. His trades are largely in common stock, with no evidence of phantom or restricted shares, indicating a focus on liquid ownership. The timing of his purchases—often at close prices—suggests a strategy of buying on perceived dips and selling when the market is slightly ahead of the close, a tactic that aligns with long‑term value creation for the firm’s shareholders.
Investor Takeaway For analysts and shareholders, the key signals are:
- Insider confidence – Smyth’s net purchase amid a high‑buzz week points to optimism about Ameriprise’s strategic trajectory.
- Market valuation – With a P/E near 13.6 and a 52‑week range of $396–$552, there is room for growth if earnings sustain the current trajectory.
- Strategic outlook – The company’s focus on wealth planning, coupled with a steady dividend and cautious guidance, positions it as a defensively attractive play in a competitive financial‑services arena.
Keeping an eye on subsequent insider filings and quarterly reports will be essential to gauge whether this confidence translates into tangible shareholder value.
| Date | Owner | Transaction Type | Shares | Price per Share | Security |
|---|---|---|---|---|---|
| 2026-01-27 | Smyth Gerard P. (EVP & CIO) | Buy | 2,887.00 | N/A | Common Stock |
| 2026-01-27 | Smyth Gerard P. (EVP & CIO) | Sell | 1,115.00 | 498.33 | Common Stock |
| 2026-01-27 | CRACCHIOLO JAMES M (CHAIRMAN AND CEO) | Buy | 35,534.00 | N/A | Common Stock |
| 2026-01-27 | CRACCHIOLO JAMES M (CHAIRMAN AND CEO) | Sell | 18,176.00 | 498.33 | Common Stock |
| N/A | CRACCHIOLO JAMES M (CHAIRMAN AND CEO) | Holding | 1,725.98 | N/A | Common Stock |
| 2026-01-27 | Alvero Gumer (PRESIDENT-INSURANCE&ANNUITIES) | Buy | 1,109.00 | N/A | Common Stock |
| 2026-01-27 | Alvero Gumer (PRESIDENT-INSURANCE&ANNUITIES) | Sell | 336.00 | 498.33 | Common Stock |
| N/A | Alvero Gumer (PRESIDENT-INSURANCE&ANNUITIES) | Holding | 1,065.39 | N/A | Common Stock |
| 2026-01-27 | Sweeney Joseph Edward (PRES-AWM PRODUCTS & SERVICES) | Buy | 5,550.00 | N/A | Common Stock |
| 2026-01-27 | Sweeney Joseph Edward (PRES-AWM PRODUCTS & SERVICES) | Sell | 2,553.00 | 498.33 | Common Stock |
| N/A | Sweeney Joseph Edward (PRES-AWM PRODUCTS & SERVICES) | Holding | 296.54 | N/A | Common Stock |
| 2026-01-27 | Berman Walter Stanley (EXECUTIVE VP AND CFO) | Buy | 9,993.00 | N/A | Common Stock |
| 2026-01-27 | Berman Walter Stanley (EXECUTIVE VP AND CFO) | Sell | 5,102.00 | 498.33 | Common Stock |
| N/A | Berman Walter Stanley (EXECUTIVE VP AND CFO) | Holding | 364.21 | N/A | Common Stock |
| 2026-01-27 | TRUSCOTT WILLIAM F (CEO, GLOBAL ASSET MANAGEMENT) | Buy | 8,661.00 | N/A | Common Stock |
| 2026-01-27 | TRUSCOTT WILLIAM F (CEO, GLOBAL ASSET MANAGEMENT) | Sell | 4,169.00 | 498.33 | Common Stock |
| N/A | TRUSCOTT WILLIAM F (CEO, GLOBAL ASSET MANAGEMENT) | Holding | 16,782.00 | N/A | Common Stock |
| N/A | TRUSCOTT WILLIAM F (CEO, GLOBAL ASSET MANAGEMENT) | Holding | 307.41 | N/A | Common Stock |
| 2026-01-27 | Davies William (EXECUTIVE VP, GLOBAL CIO) | Buy | 1,989.00 | N/A | Common Stock |
| 2026-01-27 | Davies William (EXECUTIVE VP, GLOBAL CIO) | Sell | 935.00 | 498.33 | Common Stock |




